you will heat oven to 350*
heres what you need:
taco meat (made before hand 1 pound ground beef or turkey and envelope of taco mix we use hot)
refried beans of your choice, your favorite taco sauce or salsa, taco cheese, black beans or your favorite,tortillas -we use the good size flour ones for this
ok put some taco sauce or salsa on bottom of pan spread some refried beans on a tortilla, then put the tortilla on the sauce, beans side up, then put some of the taco meat and cover tortilla then black beans then cheese, then do that all over again-3 or 4 layers depending - your top tortilla should then just get taco sauce or salsa and more cheese.
bake uncovered for 40 minutes or til hot and golden brown and bubbly!!!
you can put sour cream out for a dollup if you like.
*side note- this doesn't use all the taco meat or cheese from a big bag - you will have about 1/2 a can of each of the kinds of beans left too so you could have it again or make burritos or qusadillas with the leftovers. if you make the 9x13 version you wont have any ingredients left over.