Listen, it's going to be hard enough to convince the Powers that be at good old FFF to spend the time and money on two divisions. Now you want to create Division 3? Then people will want a Division 4 team for those who think that the Division 3 folks don't take this seriously enough. Plus how about a Division 5 for the none of the above option?
How about the vollyball tournament. Will only 4 teams make it to the playoffs or will all five make it? Do one or three teams get a bye in the first round?
Hey no one ever said that dealing with Rainy days and Mean Hippies was going to be easy!