How about we all pay cash for our healthcare services ? Only adding group insurance for things like long term illness (catastrophic coverage). Take the middle man out of the equation for most, small expenses (prescription drugs, hangnails, etc). Those who can't afford even small expenses, we subsidize through group insurance plans that we allow providers to compete for -- across state lines.
Because very few people could afford even that. Guess how much a root canal costs? Over $1000. Guess how much a colonoscopy costs? Around $3K. A broken ankle? $2500-3000. West Nile virus hospitalization and cure? $100K (that's $100,000. I know this because someone I know caught it). And you don't know much about prescription drugs if you think the average person with any kind of common, everyday illness can afford them. You want to talk about a dead economy? If we all had to pay for everything short of cancer, we'd all have to save every penny just to prepare for standard illness and accident expenses. Of course, no one would save their money for that, so they wouldn't pay their bills at all or end up filing for bankruptcy.
Health care is #1 crippler of this economy. We need bigger bargaining power, less lobby influence, more agents in the field testing foods and holding factories to regulations (the FDA is a total scam because we don't have anyone out there enforcing it until a few people die of something), and all kinds of other things directly related to health care.
Is Romney all that far away from Obama when it comes to health care reform? Merely different terminology and applied party rhetoric?