You can borrow money at less than 4% nowadays, if you can get anyone to lend to you.
I don't think even the Italian or Irish bonds are paying 10% interest yet. You can probably get 10% on Greek debt, but you will never get back your million dollars, that's for sure.
May God bless and keep you always
May your wishes all come true
May you always do for others
And let others do for you